No credit check SIM only deals

How to get accepted for a contract mobile phone with bad credit or no credit

No credit check SIM only deals

  • Compare SIM only plans that don't require a credit check with ShopMobilePhones.co.uk
  • Great value SIM only plans with no credit check and no contract
  • Have you been rejected for a contract?
  • Bad Credit, No credit history? No problem

We recommend the following no credit check reuquired SIM only deals. All SIMs come in Standard, Micro and Nano sizes, you can select your required SIM size during checkout.


  • GiffGaff SIM Only

    GiffGaff 500 - 4G SIM

    No Credit Checks

    GiffGaff
    1 month

    500
    MINUTES

    Unlimited
    TEXTS

    2.00Mb
    DATA

    £12.00
    /MONTH

    Apply Apply To GiffGaff (SIM) Now
  • GiffGaff SIM Only

    GiffGaff 1000 - 4G SIM

    No Credit Checks

    GiffGaff
    1 month

    1000
    MINUTES

    Unlimited
    TEXTS

    4.00Mb
    DATA

    £15.00
    /MONTH

    Apply Apply To GiffGaff (SIM) Now
  • GiffGaff SIM Only

    GiffGaff Unlimited - 4G SIM

    No Credit Checks

    GiffGaff
    1 month

    Unlimited
    MINUTES

    Unlimited
    TEXTS

    UnlimitedMb
    DATA

    £20.00
    /MONTH

    Apply Apply To GiffGaff (SIM) Now
  • GiffGaff SIM Only

    GiffGaff 500 1Gb - 4G SIM

    No Credit Checks

    GiffGaff
    1 month

    500
    MINUTES

    Unlimited
    TEXTS

    1.00Mb
    DATA

    £10.00
    /MONTH

    Apply Apply To GiffGaff (SIM) Now
  • GiffGaff SIM Only

    GiffGaff 250 - 4G SIM

    No Credit Checks

    GiffGaff
    1 month

    250
    MINUTES

    Unlimited
    TEXTS

    0.50Mb
    DATA

    £7.50
    /MONTH

    Apply Apply To GiffGaff (SIM) Now
  • GiffGaff SIM Only

    GiffGaff 100 - 4G SIM

    No Credit Checks

    GiffGaff
    1 month

    100
    MINUTES

    300
    TEXTS

    0.10Mb
    DATA

    £5.00
    /MONTH

    Apply Apply To GiffGaff (SIM) Now
  • GiffGaff SIM Only

    GiffGaff 2000 - 4G SIM

    No Credit Checks

    GiffGaff
    1 month

    2000
    MINUTES

    Unlimited
    TEXTS

    6.00Mb
    DATA

    £18.00
    /MONTH

    Apply Apply To GiffGaff (SIM) Now

    What are no credit check SIM only deals?

    SIM only deals that don’t require you to pass a credit check tend to be short term contracts typically just one month or 30 days, which can be terminated by giving the same period of notice.

    Longer term contracts 6 - 12 months and other 30 day contracts for instance carry a soft credit check, sometimes only a basic identity check and others a fully blown identity and affordability check before the network will accept you as a customer.

    No credit check SIM only contracts are usaully on a rolling basis, this means that unless you give 30 days notice your contract is automatically renewed for another month or 30 days. However you can canel at anytime without penalty.

    Do I need to do anything before signing up to a no credit check SIM deal?
    You will of course need a mobile phone and to ensure the best possible deal you need to make sure it is unlocked to any network. To find out more about phone unlocking there is some useful advice on the ofcom website.

    Alternatively, you can browse secondhand reconditioned and nearly-new models on most of our mobile phone pages where we also provide it's locked status - the iPhone 5s for example.

    Who are credit check SIM only deals for?
    No credit check SIM only deals are ideal for those who have been through a tricky financial patch or those who have never had any form of credit before, they offer extremely good value for money and can even help repair your credit rating to boot.

    It could be you are new new to the UK and you have no previous credit history in this country, if that's the case a no credit check SIM only contract could be the answer.

    There are many reasons for being rejected for a mobile phone contract, bad credit history, no previous credit history even moving home frequently can effect your chances. May be you are self employed or on a zero hours contract, in the words of yoda "hard to please these mobile networks are".

    I have bad credit, will I be able to get a standard phone contract?
    It's no mystery that getting a standard contract with bad credit is much more difficult, is it impossible? well that very much depends on your individual circumstances and with so many possabilities we can't generalise, however if you would like help based on your individual situation please feel free to fill our our help request form.

    Recommendations on all networks

    Vodafone offer: Very high acceptance rates for all

    #1). Vodafone offer very good acceptance rates on low to mid range smartphones and require only a basic identity check for their SIM only contracts. As we have mentioned before SIM only contracts are great for building your credit and provided you keep your account in order they are a sure fire way to a free phone contract deal.
    Click here to apply with Vodafone now

    ID offer: Great Approvals On Phones & SIM Only Contracts

    #2). ID offer a wide range of affordable tariffs on a good selection of handsets and SIM's they have an excellent approval rate for customers with a less than perfect credit history, as always be realistic about which handset you choose in order to stand the best chance of being accepted.
    Click here to apply with ID Mobile now

    BT offer: High Approval Rates On Phones For Poor Credit Scores

    #3). BT Mobile is a newcomer in the mobile phone world recently buying out EE they run on the UK's biggest 4G network but of course BT needs no introduction! Apply for an affordable smartphone (avoid iPhone 7) to get approved. Got BT broadband? Even better, as an existing customer you get £5 off your monthly mobile phone plan!
    Click here to apply with BT Mobile now

    Virgin Mobile offer: The best acceptance rates on phones and SIMs

    #4). Virgin Mobile have tariffs from as little as £5 per month with many free phone deals on all the latest handsets, 30 Day SIM Only have extremely high approvals. Virgin also offer unlimited web browsing from your mobile for just 30p a day!
    Click here to apply with Virgin Mobile now

    Tesco Mobile offer: Good acceptance on cheaper phones & tariffs

    #5). Tesco offer a great range of affordable tariffs and superb deals on all the latest phones. They have a reasonable connection rate on pay monthly phones and offer very high acceptance rates on their pay monthly SIM's. Tesco also offer capped contracts to keep spending down and have great coverage.
    Click here to apply with Tesco now

    Three offer: Great Approvals On Phones For Credit Scores Of 350+

    #6). Credit Score Of 350+ for Phone Deals Or Three Mobile offer SIM only contracts from just £10 per month. Three also have a range of reasonable tariffs and free phones from just £15 per month. Again you need to be realistic in your choices. (Read our full guide bellow)
    Click here to apply with Three Mobile now

    TalkTalk Very High Approval Rates & Affordable Tariffs

    #7). TalkTalk offer very high approval rates combined with their cheap tariffs makes them perfect for customers with bad credit or no credit history. Incentives are available for existing TalkTalk broadband customers too.
    Click here to apply with TalkTalk now

    GiffGaff: No Credit Check SIM ONLY deals

    #8). GiffGaff offer great SIM only deals that are not only good value for money they carry no credit check making them perfect for customers with bad credit or no credit history. With time they can also help rebuild your credit score leading you to a full phone contract.
    Click here to apply with GiffGaff now

    O2 offer: Clear & simple SIM only contracts with good acceptance rates

    #9). O2 offer a great range of SIM only contracts, Simplicity offers Pay and Go, 30 day rolling and 12 month SIM only contracts, all have very high acceptance rates. O2 also reward their customers every 3 months with high street vouchers and other goodies.
    Click here to apply with O2 now

    EE offer: OK approval rates for SIM ONLY Contracts

    #10). As the parent company of Orange and T-Mobile EE offer good acceptance rates for their SIM only contracts. As we have mentioned before SIM only contracts are great for building your credit and provided you keep your account in order they are a sure fire way to a free phone contract deal.
    Click here to apply with EE now

    Fill Out Our Form If You Still Need Help Getting Connected

    If you have read our guide below and have still been unsuccessful fill out our short form below and we will do our very best to help you get a mobile phone contract.

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